Privacy Policy

Last updated: April 21, 2023

This Privacy Policy describes Our policies and procedures on the collection, use, and disclosure of Your information when You use the Service and informs You about Your privacy rights and how the law protects You.

We use Your Personal Data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

Interpretation

The words with initial capital letters have meanings defined under the following conditions. These definitions apply regardless of whether they appear in singular or plural.

Definitions

Account: A unique account created for You to access Our Service or parts of it.
Company: Refers to E.M Application Technologies Ltd., No. 43, Baale Street, Mobil Road, Ilaje Moba, Lekko, Lagos State, Nigeria (referred to as "the Company", "We", "Us" or "Our").
Cookies: Small files placed on Your device by a website, containing details about Your browsing history.
Country: Refers to Nigeria.
Device: Any device that can access the Service such as a computer, cellphone, or digital tablet.
Personal Data: Any information related to an identified or identifiable individual.
Service: Refers to the Website and mobile application operated by the Company.
Service Provider: A natural or legal person who processes the data on behalf of the Company.
Usage Data: Data collected automatically, either generated by the use of the Service or from the Service infrastructure itself.
Website: Refers to EverydayMoney, accessible from https://everydaymoney.app
You: Refers to the individual accessing or using the Service, or the company/legal entity on behalf of which the individual is accessing or using the Service.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

We may request personally identifiable information such as:

Email address
Mobile phone number
First and last name
Address, including city, state, province, ZIP/postal code
Usage Data

Usage Data

Usage Data is collected automatically during your use of the Service and may include:

Device's IP address
Browser type and version
Pages visited and time spent on those pages
Unique device identifiers and diagnostic data

Location Data

We may collect and use Your location data to provide specific features within the Service. You can enable or disable location data services via Your Device settings.

Tracking Technologies and Cookies

We use cookies and similar tracking technologies to monitor activity on Our Service and store certain information. These may include:

Session Cookies: Essential for the functionality of Our Service.
Persistent Cookies: Store preferences and login details for improved user experience.

For more information on cookie use, refer to our Cookies Policy.

Use of Your Personal Data

We may use Your Personal Data for purposes such as:

Service provision and maintenance: To provide and monitor the Service.
Account management: To manage Your registration and use of the Service.
Communication: To contact You via email, SMS, or push notifications regarding updates, promotional information, or security notifications.
Marketing: To inform You about new services, products, or offers unless You opt out.
Requests and support: To manage and respond to Your requests.
Business purposes: Including mergers, transfers, and restructuring.
Analytics: To analyze usage trends and improve our Service.

We may share Your information:

With Service Providers to facilitate and analyze Service usage.
In business transfers such as mergers or sales.
With affiliates, partners, or other users with Your consent.

Retention of Your Data

We retain Your Personal Data as necessary to comply with legal obligations, resolve disputes, and enforce agreements.

Transfer of Your Data

Data, including Personal Data, may be transferred to locations with differing data protection laws. We ensure that these transfers are secure and in compliance with this Privacy Policy.

Disclosure of Your Data

Business Transactions

In the case of mergers, acquisitions, or asset sales, Your Personal Data may be transferred, with advance notice.

Law Enforcement

We may disclose Your Personal Data if required by law, or in response to valid requests from public authorities.

Other Legal Requirements

We may disclose Personal Data to:

Comply with legal obligations.
Protect and defend the Company’s rights and property.
Investigate and prevent potential Service misuse.
Ensure the safety of users or the public.

Security of Your Data

We strive to protect Your Personal Data, but no transmission or storage method is fully secure. We use commercially reasonable measures to ensure data security.

Your Privacy Rights

Opt-Out

You may opt out of receiving certain communications from Us by following unsubscribe instructions in the communications or by contacting Us directly.

Access, Update, or Delete Your Data

You have the right to access, update, or delete Personal Data We hold about You. For requests, please contact us at contact@everydaymoney.app.

You may withdraw consent for data processing where we rely on consent. If you withdraw consent, it may limit access to certain Service features.

Children’s Privacy

Our Service does not target individuals under 13. We do not knowingly collect Personal Data from children under 13. If You become aware of such data collection, please contact Us.

Links to Other Websites

Our Service may contain links to third-party websites. We are not responsible for their privacy practices. We encourage reviewing their Privacy Policies.

Changes to this Privacy Policy

We may update Our Privacy Policy periodically. Changes will be posted on this page, and We will notify You by email or prominent notice on Our Service before the changes take effect. The "Last updated" date reflects the date of the latest revision.

Contact Us
For questions regarding this Privacy Policy, please contact us:

Email: contact@everydaymoney.app
Address: E.M Application Technologies Ltd., No. 43, Baale Street, Mobil Road, Ilaje Moba, Lekko, Lagos State, Nigeria